Payment Through Social Media: Implementation and Implications

The pace of innovations in payment systems is staggering, and companies are striving to keep up. We’ve discussed the payment system in relation to text messaging, tap to pay systems, tokenization, and still more advancements are being made. Making news right now is the combination of social platforms and payment systems. At first glance, the two don’t seem too compatible, but some of the biggest social media platforms on the planet are working on allow exchanging of funds within their sites.

First, let’s talk about social media. As a business owner reading this blog, you probably know the biggest social media sites: Facebook, massive and used by almost everyone, Twitter, micro-blogging at its finest, and LinkedIn, the online professional networking site. Your business can create a page, then use it build relationships with potential customers, market your company, and network with others.

You already use the above sites, as well as others like Google+ and industry specific networking sites to build relationships. These relationships are intended to help you and your business to grow and appeal to others. Of course, the industry you are in will alter exactly how you use social networking. For restaurants you might tweet your daily specials or post your menu on Facebook.  For shops you might send text message blasts to all of your ‘followers’ advertising a sale, or post pictures of hot new merchandise on your page. As a salesperson or a service provider you might use your LinkedIn connections to advertise your specialties and provide information on your services. These sites already provide important benefits to your business.

Now, you can use those same social media connections as a method to give and receive funds. You can integrate your use of mobile wallets, Google shopping cart and payment systems, and PayPal to your social media sites. The two behemoths in the social networking world have pioneered the process. Both Facebook and Twitter are introducing a method to transfer funds between users, and other social networking sites are sure to follow.

Chirpify, the payment system platform for Twitter, seamlessly integrates the user’s PayPal accounts. The process is amazingly simple; tweeting a simple “Donate $5 @user” will transfer the amount to the named organization or person. This method is intended to be person-to-person or business-to-person, and acts as a transfer of cash.

Facebook has a slightly different platform.  It has Facebook users buy “credits” through a credit card or PayPal and these credits are used as money for other sites, games, or businesses. Facebook is feeling the pressure of Twitter’s new platform and is attempting to make its credits more attractive to users by cutting its prices for first time users. For example, Facebook offers $4.00 worth of credits for just $1.00. The businesses keep their full share of the revenue and (hopefully) new users are brought in. Facebook’s platform caters to game developers who promote their games through Facebook.  Currently though, Facebook is trying to build a platform that would allow transfers more like Twitter’s Chirpify, allowing person-to-person transfers.

The possibilities for these social media platforms are endless, stymied only by the willingness of users to share financial information on social networking sites. Social media sites are working on this problem by guaranteeing privacy and protecting information. Using these sites to promote your business is the first step to growing through using social media payment platforms. Alpha Card Services is closely following the developments of these platforms and our customer service representatives are available to help you implement these systems and integrate them into your current processing methods.

Ten Reasons to Use Text and Email Marketing

In many ways email and text message marketing are very similar, and these marketing campaigns can help you build a list of your best customers who want to hear from you. With either technique you can cast a wide net to capture more people who are interested in your product or services – without wasting money. But don’t take my word for it, here’s the top ten reasons why (and how) you can use email and text message marketing to grow your business.

10. It’s Cheap and Widely Used:

The traditional advertisements, like radio and newspapers, are declining in circulation, and some of the younger members of society have never used a phone book. Those ad campaigns cost you money – more of it than you would probably like to admit. But, you protest, ads cost money! No, not true. Part of the draw of email is that it is free. And it is used by young and old alike. I challenge you to show me a person who doesn’t have an email address.

Most cell phone packages include text messages now. 91% of your customers have a cell phone- and 95% of those cellphones have texting capabilities. So send out those emails and texts. Your customers will get them, and it costs you nothing more than putting the message together.

9. It Is an Opt-in System, and Therefore Welcomed by Customers

One of the benefits of this system of marketing is that your customer has to want the information, before you send it to him or her. Your customer will provide you with his or her email or cell phone, for the purpose of hearing about deals or specials at your business. They opt into the system. When the customer wants to hear the information, they are going to be receptive, and chances are they will want what you are offering.

8. It’s Instant

When you hit send on that email or that text message, the customer gets the information you are sending faster than any other medium (except person-to-person interaction).  When a person can get information quickly, they can also react quickly. You can send out a special from your restaurant for a dinner hour just a few hours ahead of time, and still be confident that your customers will receive the information. That may be one of the biggest benefits, a person can hear about the discount or the special, just when it is on their mind. And it saves you from having to think too far ahead either.

7. You Can Target the Right Customers:

With Alpha Card Services Text Messaging and Email Marketing Program, you can set triggers for certain messages based on how the customer buys. And data collected will show you what that consumer buys, and can help you to refine your marketing practices, and therefore increase your sales.

6. Increase Sales

After some case studies of text message marketing especially, analysts found that text messaging campaigns increased sales at Papa Johns by 33.5%, at the Hilton somewhere between 10 and 25%, and a super bowl advertisement by Pepsi Co. created a 9 million person response via text. And now, small business are participating and benefiting too. A chiropractor can send out test message reminders of appointments, restaurants everywhere are sending out dinner special coupons, and small stores are blasting customers with notices of sales. Just getting the customer in will increase your sales, and text message and email marketing has done that, no matter the size of your business.

5. Get Feedback

Some emails and almost all texts allow the customer to respond with feedback, which can be very valuable to you, the business owner. With 2 way communication, the customer can feel comfortable letting you know how they feel about a special, about a business practice, or just about how they are liking your product. This feedback can be extremely valuable to you and can let you know what your customer likes.

4. High Redemption Rate

Unlike with coupons which have to be clipped or torn to be used, customers have approximately a 20% redemption rate on text message specials alone. All they have to do is whip out their phone and show a text, and they get a benefit – and so do you. You know you brought in that 20%, perhaps solely through offering them that special. The high redemption rate for electronic marketing gives you a high return on investment, further emphasizing the benefits to this type of marketing.

3. Using Texts to Tie In Rewards Programs

Many retailers and restaurants are using rewards programs, which you can use to expand your email and text marketing. Send automatic emails to your customers in the rewards program which offer them extra benefits, or which let them know how they’re doing on getting to a discount or reward. Additionally, your text or email system can grow your rewards program by getting new participants involved.

2. Call to Action

You have seen them, the calls to action: “text 99999 to get a special offer today!” This passive sign posted on your building or in another area is a call to action for consumers. It lets them choose when and how they’ll receive the offer and almost guarantees their use of the offer. The call to action method is growing quickly as a favorite for retailers and restaurateurs, and can be utilized to help bring in more customers.

1. The highest ROI and Growth in Marketing Techniques

With Alpha Card Services you can easily and cheaply begin an email marketing or text blasting campaign that will bring in repeat customers, call in new customers, and allow you to grow your business with minimal cost to you. And that’s the end goal right? The most important thing your marketing campaign can do is grow your business, and that it can offer a high return on investment is only an added benefit for you.

Contact Alpha Card Services to get started growing your business and taking advantage of these great benefits today!

Tokenization: Beyond the Arcade Games

Tokens are a relatively recent development that can help merchants to process cards safely and at a reasonable cost. Tokenization is a buzz word that’s been flying around since the Payment Card Industry Security Standards Council (PCI SSC) acknowledged it and introduced guidelines to help merchants take advantage of tokenization without violating any PCI standards.

What is Tokenization?

In the simplest words, tokenization is the process of replacing sensitive data with some unique identification symbol. Tokenization in the merchant payment system seeks to minimize the amount of data a business needs to keep on hand- and therefore the amount of data that is at risk in the merchant’s system. Tokenization makes it difficult for hackers to gain access to data because whatever is stored in the database is not sensitive information after authorization of that transaction.

Tokens have been used in everything from storing medical data, social security information, and drivers’ licenses, all the way to card payment processing. Of course, the card processing use is the most significant to us, and probably to you too.

Tokenization converts credit card numbers into randomly generated values, called tokens. The token can only be used for that specific transaction and that particular merchant. For example, in a credit card transaction the token usually contains the last four digits of the card and the rest of the token contains other alphanumeric characters which represent cardholder information and other transaction specific data.

What Does Tokenization Have To Do With PCI Compliance?

PCI SSC standards do not allow merchants to store any credit card numbers on their point of sale terminals or in a merchant database after a transaction. Therefore, to run a card while in compliance with PCI SSC, a merchant must never retain the actual credit card number after authorization. Large merchants have the option of installing an end-to-end encryption system, but this system is expensive to install and maintain. For a medium to small merchants, a better option is to allow someone else to encrypt the information- or to tokenize it.

The other benefit of tokenization is that it doesn’t actually rely on encryption to keep it secure. Tokenization converts what is sensitive and valuable data, into letters and numbers which are insignificant to anyone after that transaction’s authorization is complete. Encryption attempts to hide the data, but it is much easier to simply make sure the data is not in the system in the first place. As was mentioned, this foils hackers, and makes access to sensitive information stored by the merchant impossible.

New Developments in Compliance

We talked about PCI compliance in general, but PCI guidelines have been supplemented by tokenization guidelines. PCI council worked on the new guidelines for about eight months, and the release of them represents a step forward for merchants. The council has finally agreed that tokenization is acceptable and can limit PCI compliance, and that alone is significant.

The supplemental guidelines outline what needs to be considered when implementing tokenization and recommends scope for the tokens. The supplement looks to the token process itself and makes suggestions for best practices when selecting tokenization as your PCI solution. Finally, the supplement defines domains and areas where specific controls need to be applied and validated, where the use of tokens effectively minimizes card data.

How Can Tokenization Lower My Costs?

As a merchant, keeping costs low is the bottom line, if you’ll excuse the pun. You have to comply with PCI SSC guidelines, but you also want to keep costs down. Encryption might help you comply, but it is so expensive. Not running cards can cause a loss of business. Tokenization solves both these problems, and more. Your payment processor should offer you the option to tokenize your card transactions and should provide you with peace of mind knowing you are complaint.

When the service provider is the medium through which you tokenize information, the provider issues you a point of sale device, and this device has the capability of converting credit card numbers into tokens. Your payment processor should be able to provide this service, which will help you comply with PCI SSC and lower your costs. You already trust Alpha Card Services with your processing, and know that you can count on us to help you remain one hundred percent compliant with PCI SSC. Our tokenization won’t change anything about that. You can go on with running your business, knowing that we are keeping up with compliance issues and helping you keep your customer’s data safe. Contact us for more information.

Allowing Customers to Give, So You Can Receive

T’was the season for giving of gift cards, did your company benefit from it? Right now, customers are out spending their gift cards, and racking up rewards points. As a merchant, you might be wondering how you can utilize the gift card and rewards systems to bring in customers and increase sales.

How do these programs work?

As most know, the typical gift card looks much like a credit card. It is usually plastic and has a magnetic strip on the back. The gift card is purchased and loaded with a cash sum in advance, and the amount is stored in a remote database. Then, when a person goes to spend the gifted money, a magnetic strip pulls the information and tells you whether the person has the money on the card, and how much money is left on the card after the purchase.

For the merchant, a gift card is routed through a point of sale system to a private acquiring service, much like a bank account, and so long as the merchant has a routing system that can handle multiple gateways, there should not be a problem with the gift card system.

The rewards system is another method of getting customer loyalty that has become accessible to all sizes and types of merchants. A few years ago, the cost and complexity of maintaining a gift card or rewards point system made it only cost effective for large retailer businesses. Now though, the costs and complications have lowered and dissipated, and thus the barriers to use have lowered significantly as well.

Rewards programs are a marketing tool which encourages brand loyalty in customers. These rewards can be anything from a points system, discounts or coupons on future purchases, donations to a specified charity, or even a cash-back system. If you have questions about how Alpha Card Services can help you develop and implement a rewards system, contact a representative today.

What are the benefits to merchants?

Merchants can benefit in so many ways by using a gift card and/or a rewards system- that’s why so many merchants are taking advantage of it.

• Generally the chargeback amount for the merchant to have a customer use the gift card is the same as the rate for processing a credit or debit card, meaning that the merchant has virtually nothing to lose.
• For accounting purposes, a gift card is a liability to the company until it is redeemed, even though the company gets the cash up front. And where the card is only redeemable at your store, you hold the money, and can feel more secure about it.
• Many gift cards are lost, forgotten, or just never used- which means the company has a 100% profit on that card.
• Even better, when the card is used, most people will spend more than the card’s value, meaning added sales for the merchant.
• A rewards system builds loyalty to you and to your brand, especially when it represents extra goods or services for free or for a discounted price. There’s nothing consumers like better than a freebie and there’s a reason why the program is called a loyalty program!
• Finally, the gift card sitting on somebody’s table or in their wallet with your name and logo on it is free advertising. That tiny billboard can reach many more people than a stagnant advertisement, and is free.

How can I get started?

Finally, you asked the obvious question! Getting started with a gift card and rewards program is as easy as talking to your Alpha Card Services Representative. Alpha Card Services offers a convenient gift card system which includes predesigned or custom gift cards, the processing service you know and trust, and on-going support for any problems you might face with the card. With the ease of implementing the system, there is no reason for you not to get some of the great benefits of the gift card and rewards system.

How Merchants Can Benefit from ATMs

For some younger readers out there, the concept of having to go to the teller at your bank and request cash is a foreign concept. Back in the old days, you could only get cash during bank hours, and only from a real live person. Luckily, Automated Teller Machines (ATMs) came along, and dispensed with this harsh system.

Developments in the ATM

ATMs were patented and began appearing in the 1960s, but at first, customer acceptance was slow. The early ATMs functioned by giving cash from a credit card type of account, thus accruing interest, and some did not have any cash dispensing mechanisms, instead only acted as automatic depositories. In 1970, the first system which allowed debited account access without human interaction initiated the modern ATM system. ATM networks developed from these early pioneers, and today we could not imagine not having cash conveniently accessible in stores and restaurants across the country.

ATMs are accessed by swiping a debit card, and using interbank networks to connect to the customer’s bank account and withdraw cash. The interbank network is a computerized process which enables withdrawal from banks which do not own that particular ATM. The interbank system charges ATM fees for users who do not belong to that particular bank, and in some case, charges fees to all users. Typically the interbank network is accessed by a digital subscriber line, modem or telephone line, which simplifies installation for merchants and allows them to tailor the method depending on the level of usage at the machine.

ATMs are equipped with security features such as SSL encryption, GPS tracking, and often security cameras. These features help you to feel secure about the use of the ATM in your place of business. Of course, for you, the merchant, physical theft is the biggest concern, and is prevented by the GPS tracking and the standard invulnerable locks and fireproofing of the cash area. Theft prevention and fraud prevention are some of the biggest developments in the ATM world, and something all merchants should ensure that their providers or lessors are up to date on.

Why Get an ATM?

Customer service is the biggest factor in determining business success for most merchants; customer satisfaction means profits and profits mean success. ATMs are one of the simplest ways you can improve customer service without increasing employee workload or even raising cost too much. Having an ATM on your premises will draw in customers and build a relationship with them. An ATM is one more convenience you can provide to consumers, increasing foot traffic, customer loyalty, and increase impulse spending.

The average consumer spends one-third of the cash he or she withdraws at the location of withdrawal. Therefore, if a customer withdraws the average amount of $60.00, you can generally expect that $12.00 to $15.00 of that will be spent at your location. Your profits can add up quickly!

Giving the Everyone What They Want

Some merchants may be concerned that bringing in an ATM will cost more to protect and maintain that than it brings in. However, not only will an ATM bring in more customers, the costs of an ATM are lower than you might think. With the new technology and few simple steps, there shouldn’t be any concerns about the ATMs’ security.

Merchants can install the ATM in a well-lit area visible to employees, so that the employees can report any suspicious activities. Additionally, periodic checks for signs of tampering will help you to protect the cash stored in the machine. A camera is not necessary, but is a good idea for merchants who place the ATM in a very public area. These practices will make your customers feel secure as well, making them want to use your ATM over someone else’s.

The costs of an ATM are easily defrayed as well. The monthly residual income a merchant can garner from an ATM will vary depending on use and surcharge fees, but using the average fee of $2.00 and the average number of 250-500 transactions, the monthly residual creates extra profits for merchants. There are tax benefits too. The cost of purchasing an ATM is depreciable for IRS purchases, and can create a write-off of up to $19,500. If you choose to rent an ATM, the rental fees are a cost of business, and can decrease tax liability

How Can Alpha Card Services Help?

Retailers have to make it convenient for customers to get the cash they want. It will make customers happier, and it will draw in traffic you might not have otherwise. If you don’t utilize the option of an ATM, someone else will. Convenience is crucial for the customer, and we want to make it convenient for you to give the consumers what they want.

At Alpha Card Services we pride ourselves on being a full service ATM provider. We offer ATM sales, leasing, installation and deployment, and the reliable and secure transaction processing you have come to expect from our payment processing services. And to allay your concerns of security, we offer vault cash services and monitoring, as well as ongoing service and support if you choose.

There are three programs you should ask one of our sales representatives about. The Merchant Controlled Program gives a merchant complete control over the ATM and all of the facets of its operation. The Shared Program gives control over cash replenishment and general maintenance to the merchant, but we bear the financial responsibility. In the Full Service Program the merchant is relieved of management responsibilities but still gets the revenue from the machines. Finally, if you have a special event that you would like to install a temporary ATM for, we offer help with that as well. Contact one of our representatives to discuss which of these options is best for you.

The Mobile Wallet and the Tap to Pay System

We all have our mobile phones today, and, like our wallets used to do, the phone holds virtually everything we need: pictures, contacts, email, even bank account information. And now smartphones are trying to take one more thing out of that bulky wallet: payment cards. The mobile phone is on the cusp of becoming a mobile wallet, among all its other functions. The only thing you need to be concerned about is that you’ll never be able to use the I-forgot-my-wallet excuse again!

What is a Mobile Wallet?

A mobile wallet is also referred to as a mobile payment. Mobile payments allow you to use your phone to transmit the payment data from you credit card or debit card to the store with just a tap on the processing terminal where you would normally swipe your card.

The technology emerged in 2005, piloted by Nokia, and was different from payment via SMS text or through direct billing. This type of mobile wallet or mobile payment allows you to use Near Field Communication (NFC) technology to allow a special device in the smartphone to send waves to a receiver in the merchant’s payment terminal. This receiver gathers the information and transmits it to the computer to read and process it.

The technology for mobile payments is already in place and being used by some European countries, although their uses include paying for public parking and public transportation. You may also already use this technology if you have an EZPass for your vehicle on toll roads.

The proposed mobile wallets would feed off your bank account or a credit card account, and not off of a cash fund you place on the device. The mobile wallet gained a lot of ground after the initial testing done by Nokia, and now many other phone companies are rolling out smartphones with the capabilities of mobile payments.

Research in Motion, Google Android and LG are some of the first to announce that their upcoming phones would be capable of mobile payments using NFC of merchant to consumer transactions and by using debit or credit card information. Additionally, the manufacturers of the payment processing terminals have begun to catch on to the trend, and are now rolling out terminals that have both NFC capabilities, as well as ordinary swipe card technology. 2012 is expected to be an exciting year for mobile wallets and NFC technology system.

How does this help me?

2012 is the year when merchants should begin to get the system in place for the mobile wallet system. Ensure that your payment processor is capable of handling any changes in payment systems, and that your own terminals are up to date so that if a customer comes in and wants to just tap to pay, you are able to serve that person.

Everyone will benefit from this technology, especially after the initial challenges of changing systems. The mobile wallet is infinitely more secure than the credit card for both the consumer and the merchant. The card information stored on the phone can be removed within seconds of the phone being reported lost or stolen. This means less fraudulent purchases for the merchant and less hassle for the consumer. Additionally, the technology ensures security by sometimes requiring a PIN or a password to access the system and also uses waves that are encrypted and generally not readable except from a very short distance.

Another example of how this will help both merchants and consumers is that the smartphone has the capability to not only use the credit card information but also any coupons and loyalty card information to efficiently process the transaction giving the consumer the maximum benefit and the merchant the easiest transaction. Then all information can be stored in the computer and merchants can use loyalty card usage and coupon usage information to help them improve sales and customer satisfaction.

Finally the advent of NFC technology and its use as a mobile wallet will change the credit card industry and the payment systems industry, with most of the changes being something your providers will need to adjust to quickly. Currently the mobile wallet is “operator-centric,” meaning that the phone company and the consumer operating the phone are in control of the use. The credit card system will not face so many changes; it will merely have to be more prepared for use of wireless and internet transactions. Essentially the mobile wallet removes the need for swipe cards, but not the processing fees associated with it. Credit card companies will need to adjust to this change.

How can we help?

While you and your customers ponder the use of the mobile wallet, we offer a mobile payment system which may help you adjust to the idea of phones being a method to convey currency. This handy system allows you to turn your smartphone into a payment processing terminal safely and securely. Contact us today to discuss how you can prepare for the new technology and how it may affect your business.

When all other players in the system are changing, you can bet that your payment processor will need to change too. Alpha Card Services is watching this emerging technology and is excited about the changes that are occurring. As a processor we understand that the merchant, and the consumer, and the credit card company are all shifting positions, and the payment system processors will need to be prepared to shift too. As the specific use of this technology emerges and the players begin to take their places, Alpha Card Services will be adding mobile products and solutions for merchants to help them move forward without interrupting business.

Payroll Systems: Can’t Live With Them, Can’t Live Without Them

A company’s greatest assets are often its employees: they are the creative force, the driving force, and sometimes even the product of the company. Employees are also often the greatest expense of a company- and failure to pay for this expense means trouble at any company!

As a business owner, you are aware of the complexities of payroll systems: payment must be made in a timely and accurate manner to avoid government penalties and worker dissatisfaction.  It is advantageous to business owners and executives to know about existing issues, common mistakes and current trends, and recent legislation in payroll practices.

Legislation:

It’s a hot topic, the Payroll Tax Cut Extension, and for those who watch CSPAN, it is simple enough. But for the rest of us, the issue of extending or not extending the payroll tax cuts is just another confusing thing you hope you don’t have to think about.

The payroll tax cuts were originally passed at the end of 2010, in an effort to help boost the economy. The main tenant of the Cuts is that the employee percentage owed to Social Security is only 4.2% instead of 6.2%. Payroll tax cuts help your employees bring home more money in their paycheck, but the cuts do not extend to the merchant’s percentages. The Cuts were just extended for an additional two months. If the Cuts continue to be extended, you will not have to change the payroll calculations, but business owners should keep alert for any changes.

So what does that mean for you, the small or medium sized business owner and employer…nothing right now.  The plan that passed the Senate on December 16, 2011, did not extend the cut to the employers. However, many versions of the bill have been discussed, and employers should keep alert, because at least one proposed version gave employers a matching 2% discount on Social Security taxes.

Common Mistakes and Existing Issues:

Payroll taxes are probably the biggest issue facing employers when they calculate payroll. There are over 100 Federal laws and regulations between paying employees and reporting requirements- and then there are the state laws to account for too! Missing even one of these regulations can be a costly mistake for a business, resulting in fines and even time in jail if the problem goes far enough. Having an accurate payroll calculator and accurate reporting systems may be one of the most important things you can do to streamline your payroll system.

Another issue entrepreneurs and business persons often overlook is changes in banking days. When you are caught up in running your business, the banks are considering things like: Christmas, Thanksgiving, Labor Day, and Martin Luther King Jr. Day.  Pesky bank holidays: where you’re often working, and your employees are working, but you cannot run your payroll. Not only does the payroll have to get done before those holidays, but if you print a schedule of paydays, the schedule must be altered to fit around the bank holidays.  The regulatory timelines for when an employee must receive payment still has to be met.  As a small business owner, forgetting a banking holiday during a hectic time of year can be a big problem.

Technology is another issue. Although it has made business easier, in some ways, our dependence on it can make business so much more difficult. For example, if you are a small to medium size business, and you run your own Human Resource Information System, then that computer tracks the employees’ wages, garnishments, hours and days of work, as well as any special needs. Well, what if your server goes down just as you are preparing to start printing the payroll? Without a back-up server or a paper record, the payroll is not going to get done.  A similar problem can be found in time records kept by an automatic reader. In these cases it may be a good investment to have time records verified and to have back-ups for your human resource system.

And before beginning to discuss how to deal with these potential problems at your business, let’s calculate what it costs for you to run your own payroll.  When done completely in-house, the expense of issuing just one payroll check can be calculated by identifying the man hours employees expend to prepare payroll, and dividing the cost by each check issued. This includes gathering salary forms, time cards, and entering data into the computer, backing the data up where necessary, calculating withdrawals and garnishments, and then issuing the check. It’s expensive to pay your employees.

How Can Alpha Card Services Help?

These payroll problems do not have to be dealt with alone. Alpha Card Services now offers Alpha Payroll Services. The same great service you got for your credit card processing is now available for your payroll needs.

Small to medium sized businesses employ tens of thousands of people in America, and millions of dollars in money being paid out each week.  And while payroll calculations create a great contribution to our economy, “doing the payroll” isn’t exactly the most inspiring thing an employee could be doing with his or her time. This mundane job does not have to create a burden on your business though. Alpha Payroll Services was developed with all of the latest technology to keep your payroll information secure and backed up, and is staffed with the excellent service you have come to expect.

Beyond the fact that you already trust us to provide secure and reliable service; Alpha Payroll Services is different than the massive mill payroll processing systems that are out there. We understand that every business is different and that your business has special needs and requirements. We are proud to tailor our payroll services to fit your specific needs.

Alpha Payroll Systems is the comprehensive solution to the complicated systems and also mundane payroll processing your business needs. Check out Alpha Payroll Services and sign up to simplify your business obligations, so that you can get back to innovating and growing your business.